Excel Cash Flow Reviews – Legit or Scam?


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Excel Cash Flow is a new work at home program being promoted by spokeswoman Debbie Jones, who says that she has found a way to make money from home that anyone can do, with very little training.

The website says that this program will train people how to be a Search Engine Agent, which is someone who works from home posting links for major companies who use the links to sell their goods or services.

People who are interested in using this training program to learn how to be a Search Engine Agent can purchase membership for a one time fee of $97, even though the program is quoted as being worth more than $2000.

What is Link Posting?

While Excel Cash Flow describes this opportunity as though it is a traditional job working for major companies who require at home link posters, the reality is that this is an independent business opportunity.

As an independent business, you will not work for a specific company, but rather you will partner with a variety of businesses to promote the links they use to sell their goods or services, and when those links result in a sale, you will earn a commission.

This website says that it only takes an average of 4 minutes to post a link, and people will make an average of $15 for each link they post.

The Problems

The biggest issue with this company is that they purposely mislead their prospective members and customers by acting as though this is a traditional job opportunity with a reliable yearly salary, saying that – quote – “15 links for $15 each equals $225. That’s $225 for 60 minutes of work! If you do this five days a week, you can make $1125 a week… $4500 a month… and $58500 a year!”

The reality is that the “average” of $15 per link is often repeated, but is not true. And even if it were, just because you post a link does not mean you earn $15. You will not earn any money unless someone uses that link to purchase something, and then you will earn a percentage of the sale price, meaning that all money you bring in is dependent on what companies you partner with, what goods and services they are selling, and how often your links result in sales.

The truth is that a lot of money can be made with link posting, but not in the way or manner described by this company. People who are interested in this opportunity should study free resources about internet marketing before deciding to invest in an expensive training program.

If you're at OpportunityChecker.com because you are looking for a way to make money online then check out our article "7 Ways to Make Money Online" - methods that anyone can use to earn an income from home.

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Customer Responses, Reviews, or Complaints

Average Rating for " Excel Cash Flow Debbie Jones Reviews " is 1.24 out of 5 based on 51 reviews.
  • another sad story. very ill health, elderly and can't work anymore. can't live on s.s. can't get an answer from the number I have. and worst of all, I joined 2 different ones. how can people do this and still find it simple and unworrisome to look in a mirror
  • Complete rip off.
  • Buyer beware. I called the 800 number. I was given a line of baloney about the $97 fee covering 'training.' Training for what, folks? The way the website describes qualification requirements, the average kitty cat or puppy dog could make a go of it - it's purportedly that 'easy.' I've worked in Human Resources for 28 years; I know about training, and levels of skill, and compensation, and it goes on. I asked probing questions about the training. The rep. on the phone, who had difficulty disguising an East Indian accent, could not answer my straightforward questions. I was kind and polite to her, yet as she spoke my sense of general discernment went into high gear. Furthermore, the website has grammatical errors and features a major discrepancy. It speaks of a 'monthly' fee (undisclosed) but then speaks of a $97 'one time' fee that I was, again, told was for 'training' by someone who speaks English as a second language (and doesn't speak it well and is not knowledgeable enough to answer direct questions about what this 'training' entails). My biggest question of all, was: Why doesn't the 'company' simply extract the supposed (and only??) one-time $97 fee from the first earnings check? Why the up-front fee if all of this is so simple? The answer: That can't be done because the $97 fee is for training! That falls far short of a satisfactory answer to my question. Interview concluded. Next candidate, please. Folks, if this business is somehow legit, they at the least need to clean up their public presentation. My advice, for what it's worth, is based solely on common sense. Check it out, check it out, check it out! If the program is worth a purported $2,000 (sounds like a good random amount to me...hmmm), then pay a local attorney of good repute $100 for solid advice, spend an hour of your own time doing Internet research, pray about it if you believe in the power of prayer, then go forth confidently and give this outfit $97, and consider yourself $1,803 the richer before you ever start making the kind of extravagant money that is promised on the site and in the ad. Buyer beware. Blessings. -Tom
  • I signed up online to make money from home, the advertising stated that a payment of 97.00 would be required so I signed up, then it prompted me to pay $19.97 to learn how. Paid a total of 116.97 this transaction occurred on 7/22/2015. There was a 60 day refund guarantee. On August 25th I called into the customer service center and requested a refund, I was told it would be refunded to my credit card in 5 to 7 days. 10 days later I called back asking about my refund, I was told they were unable to process the refund to my credit card and a check had been mailed to me on Sept. 1, I should be receiving with in 5 to 7 days. On September 15th I called in again and was told that the Sept 1 check was stopped and that a check was processed on September 11th, I should receive in 7 to 10 days. On September 21 I called in, was told that the check was not mailed out spoke with a supervisor Jonnie employee number 0142 and she said the check was not mailed that they are refunding the money to my credit card with in 24 hours. Today I called in to again inquire and was hung up on, when I tried to call back I got music then silence and was hung up on three times, when I called back with my called id blocked it went right through. I filed a complaint about the business with the FTC this morning. The gentleman I spoke with today would not let me talk to a Supervisor or Manager, he indicated to me that the check was processed on Sept 11, and I just need to wait. This is the 4th story I was told. I asked why was I told it would be processed on my credit card, all he said was he was sorry and I should receive the check from the 11th, that it takes 7 to 10 days. I informed him that I was told the check did not go out, and it is over 7 to 10 days. He said to me a Manager would call me back today and then basically hung up on me. I'm not holding my breath for a Manager to call me. i filed a complaint with the FTC and BBB
  • Teletech, convergys, Sykes....all legit customer service work from home jobs.
  • Folks…I feel your pain. It is tough out there. That is why so many people fall prey to “send me money and I will make you rich.”

    The best advice I personally can pass on is two words…JIM CRAMER!” BUYAHH!

    Look him up om ANY search engine! He even has a daily television show and his net worth is 30 million dollars currently.

    You will NOT send him a dime! And if you think it is impossible…nope. He can show you how to turn those $97.00 scams into money in YOUR pocket!

    Look him up…that’s all I say. You may well be glad you did!
    • I just signed up last week and decided not to continue my membership. I paid $97.00. I sent an email trying to collect my refund so far not successful. Luckily, I caught on early on that this website is a SCAM. Cami White claiming to be from Australia and became very rich possibly from scamming people. The reason I realized that they're scam from the very beginning of the sign up process. After signing up you click here or there the pattern is the same ALWAYS trying to get more money from you. When I tried to get my domain sign up hat says it's FREE in reality they want you to pay more money. I just discontinue signing up for the domain name when I returned to continue signing up for the domain I cannot logon.
  • This is a BIG SCAM. Melissa Johnson is from where you are. Based on your IP she will be presented to you as she is from your area to establish a trustworthy connection to the story. Under same title on a Yahoo official page "Canada's New Income Opportunity" you find her story and she introduce "Excel Cash Flow" program to you. You click same link few minutes later and read the same story same Melissa Johnson but this time the program is called "Free Money System". Be smart and never trust these SCAMMERS.
  • I fell for this bull crap when i should have red the scam report first. I ask for my money back immediately. No one answered the phone i guess because it was the weekend. so i sent an email asking for my money.on tuesday i get a call from them and they are trying to sell me more crepe.this person had know idea i asked for my money back. so i asked the sale rep for a refund and he would not stop asking questions. i asked several times more for my refund and again more questions.then he had the nerve to sy that it sounds fishy to him that i would try to buy the product and then return it as if i was the scam artist.we ended up arguing i got so mad i told them to keep the money and hung up the phone.
  • they just rip me of I hope the lady and the guy that call me believe in jesus christ and he will come and get them, it because they cheat on people money
    • Dear pkk: You have discerned that some day these people, just like us all, will come face to face with our Lord and Savior, Jesus Christ. That day can be glorious or it can be disastrous. I would hope that they all, if they are legitimate, would be welcomed as 'good and faithful servants.' Yet if they are not legitimate (if they are actually thieves), they will be unable to justify themselves, and the outcome of that as you and I know is unthinkable. We are not judges; He (Jesus Christ) is the supreme judge and every knee will bend to Him. You have my prayers of intercession, even though I don't know you; prayer can do that. God bless you, brother or sister. -Tom in Michigan

      (P.S. - If you care to, please read my earlier post about 'buyer beware.')
  • I have talked to the expert, and as mentioned above, once they find out you do not have a good income or any money available on credit cards, they say you do not qualify to be one of "The Chosen" people to get the extra help. Go figure. I was asked more than a few times what credit card debt I have, as he was fishing for a way to get me to pay for more expertise assistance. I told him I am on disability and a very low income. It sure did not take much time for him to hang up, after telling me to just watch the videos linked in my email that I would receive from them. I called to cancel and get refund, and "Vanessa" answers all the phone numbers listed anywhere I have found for them. The number on my checking account, 888-235-8480, the customer service number, 888-591-2783, and the other number listed just above me kjol gave, 800-794-9086. Yes, "Vanessa" answers all. I fell for the half off refund but am going to call back in a while so she does not recognize my voice, and ask for the rest back. I am 57 years old and it is too difficult to understand videos and stuff when you are my age. I do believe it to be a scam and I am not waiting for them to take more money than what they already took. Also, did anyone sign up for that web site stuff? I wonder if I can get money back from that or if I should keep the web site and domain name and see if I can sell stuff online from the site and make money in my own way. Wish me luck, and I will be waiting for responses.
    • Thank you so very much for sharing your story and being straight up before I made the mistake and bought in. Really upsets me how these people prey on us. I am pretty much home bound and this looked so good for me but after reading your story and a few others I am so happy I did not buy in. God Bless people like you to warn us.... well foolish people that trust so many people.I guess this Cami is making money but it seems it is the money us fools are sending them. Thanks again
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