FreeScoreOnline.com claims to give you all three of your credit scores – TransUnion, Equifax, and Experian – plus your 3-in-1 report for just $1.00.
Once you sign up for FreeScoreOnline, you will be give a 7 day free trial period in which to view your credit scores and reports. If you do not cancel their services within the free trial period, you will be signed up for a monthly subscription.
Currently, FreeScoreOnline does not publish the cost of their monthly subscription fee. Their Terms & Conditions page says this fee can change without notice.
If you are not interested in being signed up for a subscription, you must make sure to cancel within the free trial period. The trial period is measured in 24 hour intervals, so if you signed up at 10:00 am, your trial would be over at 10:00 am 7 days later.
In addition, you can choose to sign up for notices and special offers from Score Sense, which is a credit tracking agency that also offers identity theft protection.
Do you have any experience with FreeScoreOnline? If so, please leave a review below.
Related: Understanding Your Credit Score: What You Need to Know
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I think this deserves the title of "legal scam."
I regret ever entering any of my personal information on this site. I stopped when I got to the credit card information, but they still have my social and all that. I don't trust a site that can't even do basic arithmetic (like ONE not being equal to ZERO). SMH.
disclaimer and it says they are not responsible for any breech of your information. It's really scary. I accidentally went on the site today in error and they have all my personal information also. When it comes to social security No.'s it worries me. I thought I was giving the information to Experian, not freescoreonline. Just curious if you ever had a problem. Thanks Patricia
Just think of all the people who never check their monthly debit card statements and/or just forget to call and cancel in time. This is a 1st rate and probably legal way to scam people and steal their identity.
Your "free" report is free. They give it to you after sign up, and you get 7 days to view it. If you don't cancel within 7 days, then you are going into a subscription to receive credit report updates on regular intervals for some kind of fee. No idea what that fee is, but I think someone said $30/mo?
This is the internet. There is no such thing as "free." If you think a company has setup a website to gather and present you very detailed information about your credit report for nothing, then you need to do more research. They are are business. Are there other websites that do this? Yes. Are there other websites that do this and make the information much more clear? Yes. Are there other websites that provide this service and much more (like monitoring and ID theft recovery) for much cheaper than what these guys charge? Yes. Should you stay away from this website simply because of what you get compared to what you pay? Yes.