FreeScoreOnline.com Reviews – Legit or Scam?


FreeScoreOnline.com
from 65 reviews Review It
FreeScoreOnline.com

 

FreeScoreOnline.com claims to give you all three of your credit scores – TransUnion, Equifax, and Experian – plus your 3-in-1 report for just $1.00.

Once you sign up for FreeScoreOnline, you will be give a 7 day free trial period in which to view your credit scores and reports. If you do not cancel their services within the free trial period, you will be signed up for a monthly subscription.

Currently, FreeScoreOnline does not publish the cost of their monthly subscription fee. Their Terms & Conditions page says this fee can change without notice.

If you are not interested in being signed up for a subscription, you must make sure to cancel within the free trial period. The trial period is measured in 24 hour intervals, so if you signed up at 10:00 am, your trial would be over at 10:00 am 7 days later.

In addition, you can choose to sign up for notices and special offers from Score Sense, which is a credit tracking agency that also offers identity theft protection.

Do you have any experience with FreeScoreOnline? If so, please leave a review below.

Related: Understanding Your Credit Score: What You Need to Know

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Customer Responses, Reviews, or Complaints

Average Rating for " FreeScoreOnline " is 1.37 out of 5 based on 65 reviews.
  • if you see that i signed up by accident please remove me. this is the kind of scam that ruins peoples credit.
  • Terms and conditions as follows:

    IF THE SERVICES YOU CHOOSE INCLUDE A FREE-TRIAL PERIOD, YOUR FREE TRIAL PERIOD IS MEASURED IN 24-HOUR DAYS. FOR EXAMPLE, IF YOU SIGN UP FOR A 7-DAY FREE TRIAL PERIOD AT 10:00 A.M. ON MARCH 1, 2010, YOUR FREE TRIAL PERIOD WILL EXPIRE AT 9:59 A.M. ON MARCH 8, 2010.
  • The Truth Teller makes a very good, if somewhat snarky, point...

    As with any transaction online (especially those involving credit cards) one must always look for and read the fine print - which is really easy to find, usually through highlighted hyperlinks before you click anything to continue. As with nearly every credit report/score/monitoring website, freescoreonline.com rather clearly states that the user is engaging in a trial period that must be cancelled within a certain timeframe or membership fees will be charged to the credit card provided at time of sign up. This is standard industry procedure and there is nothing shady about it. There is a quid-pro-quo... you have to do something in order to get something... In this case, you have to remember to send a very short email within 10 days of registering in order to avoid a fee for a service - the only thing this article's author notes that I was unaware of is the exact time of day portion of the trial membership definition, something that should be more prominently displayed.

    Anyone who actually believes any of these companies wants to give them something for nothing is incredibly naive, at best. It's a marketing tool, not a scam. They hope that you will like their service(s)/product(s) enough to stick around and pay for it/them (and I'm sure they're hopeful some folks just forget to cancel). Unless you've lived under a rock for the past 10-15 years, you should know that. AND that you can get all 3 credit reports for free at annualcreditreport.com - as allowed by law. It's the scores that are coveted and harder to obtain. Either jump through the easy hoops for a freebie or pay up if knowing the scores is important to you.
    • Ive lived under a rock!!!!!
    • I apologize...

      freescoreonline.com requires a phone call within 7 days for cancellation of trial membership, not an email within 10 days, as stated above (that was for myFICO).
  • I was not aware of that you have to call in and cancel membership at certain time of the 7 day trail membership i thought as long as you call in within 7 days you would not be charged 29.95. on the website it does not indicate this information this is away for this company to take your hard earned money it is scam to get paid.
    • I don't believe for a second that anyone who knows how to pour Piss out of a Boot reads 15 pages of deliberately obtuse (you may have to look that up) language telling you how to cancel an account. Duh, if a Online company can't or won't explain in simple terms, up front and straight forward the information you need IT SCREAMS SCAM. Is there anyone out there who remembers how it was when good service made a business successful? Good Service doesn't exist on the Internet and I've been trying to find it since I started using the Internet in the 1970's
    • You should not be using a computer if you do not know how to sign up for items or services online. It has a place for you to click and read the terms and conditions...If you would have done that you would know that you have to cancel in 7 days. If you want to be mad at someone...Be mad at yourself. What do you mean scam?? I think the doctor scammed you out of your brain when you were born hahahahah
  • Its a scam free should mean free
  • when i signed on i thought that i was paying 1 dollar to review my credit profile i had no ideal that i would be charged 29.95 per month .i was not aware that i had seven days to cancel a membership that i did not know existed. i was an idiot never never ever put your credit card number on line. you can get your credit report for free by calling each of the credit bureaus and requesting it.
  • IF IT SOUNDS TO GOOD TO BE TRUE, IT IS

    when they charge money to even let you see things for 7 days and do not inform you as to how much subscription fee amounts to; then you deserve to lose your money for being a sucker.
  • If its free, why do you need any credit card account?
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