Profinity.com is a website that offers you a free credit report when you sign up with Profinity for a free trial that includes credit monitoring and credit alerts.
Profinity says that during your free trial you will credit monitoring 24 hours a day, 7 days a week, and if anything should happen to your credit during the trial, you will be sent an email alert informing you.
If you do not cancel your credit monitoring services from Profinity within the time frame of your free trial, you will enrolled in their subscription service and charged a monthly fee.
However, nowhere on their website, including their Terms & Conditions, do they explain the length of the free trial or what the monthly subscription fee will be if you do decide to enroll in their program.
Profinity also offers the Save & Protect program, which will help you find deals on “everything you already spend money on,” like groceries, flights, and utility bills. The Profinity Save & Protect program costs $15.96 a month to join.
Do you have any experience with Profinity.com? If so, please leave a review below.
Related: Understanding Your Credit Score: What You Need to Know
Their site doesn't tell how long the trial offer is valid for, nor do they tell what they charge.
I had opted for the free service to view my credit, yet when I cancelled it, they billed me me $29.95.
I called them, and they told me I had enrolled into a service where I was able to view all three credit ratings at once, and that the free service was only to view one credit rating. I was SHOCKED. The ad specifically said I had a free trial to view all three credit ratings.
Furthermore, when I asked to speak with a manager, they hung up after 'supposedly transferring me'.
They also blamed me for enrolling into the paid feature, telling me I had done it incorrectly. As of this date, every time I have called them, they have instantly hung up on me when after I choose the option to speak to a representative.
I do not recommend their services to anyone, and would advice all other users to avoid their service.
Addendum: In the above, I have contacted them four times, each time resulting in a hang up when they said they would transfer me to a supervisor.
DO NOT SIGNUP FOR THIS.............IT'S A TOTAL SCAM