Most people in the United States today have heard of a “credit score” or a “credit report” but unfortunately not many people know the difference between the two. In fact, not many people are aware of all the different ways in which your credit score is used today.
It is important for everyone to keep track of their credit score and report on a regular basis. A low credit score can negatively affect you in a variety of ways. Knowing your credit score is particularly important when:
• Securing a loan of any kind
• Applying for credit cards
• Signing contracts with mobile phone carriers
• Signing contracts with