Legal Shield Reviews – Legit or Scam?


MyLegalShield.com
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MyLegalShield.com

 

Legal Shield (www.MyLegalShield.com) is new name of PrePaid Legal, which is an innovative type of legal insurance company. The concept behind Legal Shield was formulated when the founder had a terrible car accident in 1969.

He realized he had car insurance and medical insurance, but no form of insurance to cover the large legal bills he incurred as a result of the accident. In response to this incident, he created a legal services company that acts similar to any other insurance.

Members pay monthly fees for a package that has a variety of coverage, and if something should happen while they are covered, they will not only have representation but many fees will be prepaid, hence PrePaid Legal.

What Kind of Coverage Is Offered?

The most popular plan offered by Legal Shield is the family plan, which costs $26 a month and provides coverage for problems that occur with motor vehicles, possible trial defense, and IRS audit assistance.

This package also includes preventative legal assistance, which covers things like creating a will and updating it yearly, as well as a 25% discount on legal areas not covered in the other included areas.

Legal Shield also offers packages that handle identity theft, which is one of the fastest growing areas where average citizens require representation.

Legal Shield as a Business Opportunity

Much like car insurance, Legal Shield is sold by independent representatives with a network marketing compensation plan. To become a Legal Shield independent representative costs a one time fee of $249.

Commissions are paid in yearly advances to their associates, and associates have the ability to build residual income if they are able to retain clients who maintain memberships longer than one year.

But while there is excellent opportunity for independent earning with Legal Shield, being an independent representative for any company is hard work.

Legal Shield does its best to give their representatives leads on new customers who have shown interest in their services, but it is still the responsibility of the associate to find and sign up new members and to ensure that they are satisfied enough with their service that they remain active clients.

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Customer Responses, Reviews, or Complaints

Average Rating for " Legal Shield " is 3.04 out of 5 based on 285 reviews.
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  • Legal Shield is an MLM, which means the only profit being made is conning people into the service by getting in via someone you trust in my case my financial advisor. There is no product, the top 1% make money which is the product, not whatever they are claiming to sell. I enrolled 15 months ago, gave all my families info- BD, SS, etc after I called my financial advisor when we learned Wells Fargo had a massive lawsuit for charging for ID monitoring that they were never doing. I wanted a personal recommendation this time, but ended up with the exact same result. They started charging $22/month every month for 15 months under the name "Legal Shield" which was an odd name for a credit monitoring service but it was the fee I was told would be charged, so I assumed it was good. We started applying for mortgage pre-approvals and I noticed I never got a single alert that our credit was being pulled. Then last weekend the state police called us and told us my husband's name had been used to open a fraudulent account. When I called "Legal Shield" to ask why there were no notifications of accounts being opened in our names they said we never finished enrolling. When I got mad and expressed frustration that they would allow payment for a service not being performed and there is no link to connect them the guy said "bye!" and hung up on me. Then I called back asking to speak to a manager as I wanted at least a partial refund, apparently I still had 'unlimited counseling' and 5 million in re-establishment to original pre-theft credit scores, they gave me an email address. I wrote two times, clear, politely asking someone to call me to help finish enrolling in the monitoring I've been paying for for 15 months and explain how this could happen and got no response. The phone number on my CC statement is always experiencing high call volumes. My advisor who signed me up called and they told him I unenrolled which I definitely would not do in the middle of actual identity theft. I'm going to file with the AG, BBB, etc. but this should be prosecuted, it is a pyramid scam with no actual product.
    Reply
  • ....I had contracted with James Mclver of Spring Lake North Carolina,to buy his deceased mother's car. he did not have the proper paperwork ( does not know paperwork to sell anything car) but said it's a deal...... when he finally got the title after mostly ignoring phone calls and texts for two months all of the sudden he tells me he sold it to someone else for a higher price and I was selling plasma to save up the money to buy this car after coming down and getting it started because it did not run.

    He's greedy he lies and lies and is unethical yet he represents LegalShield.
    Reply
  • I can say as a member of LegalShield and IDShield, the products are sound and comprehensive. I have used them several times, and results have been excellent. I can say they have saved my bacon several times over, and this service has paid for itself 10 times over. Those that complain are just complainers! What company out there has a perfect track record = NONE. Every company is going to have it's detractors.

    I sincerely can tell you all that I am more than happy with the service and results in Virginia.
    Reply
  • I am trying to cancel my insurance with legal shield on line but I need the home address and phone number to continue can you help
    Reply
    • Just go to their website Louise, all the information is there for you to do that. However, I notice you give no reasons for what you want to do.

      I have had LS since 2012 and their service is top notch, timely and professional. I'd like to hear your reasons.
  • Really disenchanted with the accounting practices. Legal Shield Repeatedly sent a request for payment while I was waiting for funds to cover (few days). I called and requested that they wait for funds to be deposited. No courtesy call or text to alert like other companies ir reasonable grace period . Was charged $100 by bank.
    Reply
  • I began with Prepaid legal back in the 90's, and became an associate, earning a director position. I wasn't able to commit to the business end to fully promote it, however, I have used the legal service many time. My wife and I have had our wills written at no charge. I have been represented in court for traffic charges, property disputes, letters written on my behalf, even a very serious criminal charge of which I was exonerated. Many times I have picked up my cell phone and got legal advice on the spot when I needed it. Its an invaluable service, if you use it.
    Reply
  • Love legal shield. Especially the identity theft part. Great destresser especially with all the thieves and scammers in world today. Also when a company/business/individual tries to shaft me I can call and talk to an attorney free for counseling and help and they advise how to proceed. When you tell a company you have access to legal counsel and you ask for the address to mail them a letter from your attorney they start talking different. I used to sell memberships and those I sold to say it was best decision they ever made. I moved to another state and have lost touch with some so I don't know who still has it or not
    Reply
  • They overcharge!!
    Reply
  • They sent a letter on my behalf without my signing off on the draft and it was full of grammatical mistakes and factual errors and was not taken seriously by the recipient as a result.
    Reply
  • report them to the state bar and contact the CEO of the company
    Reply
    • I am not sure but it used to be you can't use for some pre-existing lawsuit. Has helped me immensely with a foreclosure, homeowner association crap. My friend whom i sold plan to years ago,said it was best decision she and husband ever made. I dont actively sell now but getting back in.
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