Profinity.com is a website that offers you a free credit report when you sign up with Profinity for a free trial that includes credit monitoring and credit alerts.
Profinity says that during your free trial you will credit monitoring 24 hours a day, 7 days a week, and if anything should happen to your credit during the trial, you will be sent an email alert informing you.
If you do not cancel your credit monitoring services from Profinity within the time frame of your free trial, you will enrolled in their subscription service and charged a monthly fee.
However, nowhere on their website, including their Terms & Conditions, do they explain the length of the free trial or what the monthly subscription fee will be if you do decide to enroll in their program.
Profinity also offers the Save & Protect program, which will help you find deals on “everything you already spend money on,” like groceries, flights, and utility bills. The Profinity Save & Protect program costs $15.96 a month to join.
Do you have any experience with Profinity.com? If so, please leave a review below.
Related: Understanding Your Credit Score: What You Need to Know
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APT EMAIL I RESPONDED TO:
$520 / 1br - *One Bedroom Custom Condo W/ Many Utilities Paid ! (central LA)
1 Bedroom Custom Condo Available now to move in !
Modern Kitchen, Air, Dishwasher, washer/dryer
1st floor, patio, flexible lease, perfect location!
$520/month
No fee
Pets are not problem for us
Contact now for more details or pictures with active contact no.
Thanks
cats are OK - purrr
dogs are OK - wooof
Location: central LA
it's NOT ok to contact this poster with services or other commercial interests
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EMAIL RECEIVED:
Hello Joanna,
Thank you inquiring about my apartment for rent - it is available for January or February move in (possibly immediately for the right tenant). I am scheduling viewings of the unit and would be interested in showing you around the building. I have attached a few pictures of the unit for you - the apartment is available furnished or unfurnished depending on your needs.
Due to poor renting experiences in the past I am requesting that you confirm you have a reasonable credit score and would like to hear more about your current employment to avoid dealing with under qualified tenants.
I would suggest getting a free report from http://www.freeuscreditreportonline.com which requires less than 3 minutes and has no cost. No viewings will be allowed until I have received your score, this will also be helpful for other properties you are looking at and is a standard in pre-rental screening procedures.
I am asking that you complete the report and provide me with the numerical score, please DO NOT send the report as it contains sensitive information, you can print it for your records and bring it with you to the viewing.
If you can also tell me a little bit about yourself, your interests, and hobbies I would be interested in hearing more about you. Please note that I have received quite a few emails already and have a few showings scheduled for later this week so the quicker you can get the report and drop by to view the unit the better.
I look forward to hearing back from you,
Allison Cooke
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I TOTALLY FELL for this scam and was happily responding when I noticed that the LINK she offered was one I had never heard of and so my search stumble upon this page! Thanks again for saving me from believing this APARTMENT CREDIT CHECK SCAM
The scam runs that your credit to be checked is a requirement, they sign you up, and abandon the trans, no see place, no further contact, no response. Meanwhile your busy looking for a place and end up with several of these.
I hope the scammers or credit monitoring agent/employee commision is worth the limp, I'm looking for ya. A theif is a theif...