Profinity.com is a website that offers you a free credit report when you sign up with Profinity for a free trial that includes credit monitoring and credit alerts.
Profinity says that during your free trial you will credit monitoring 24 hours a day, 7 days a week, and if anything should happen to your credit during the trial, you will be sent an email alert informing you.
If you do not cancel your credit monitoring services from Profinity within the time frame of your free trial, you will enrolled in their subscription service and charged a monthly fee.
However, nowhere on their website, including their Terms & Conditions, do they explain the length of the free trial or what the monthly subscription fee will be if you do decide to enroll in their program.
Profinity also offers the Save & Protect program, which will help you find deals on “everything you already spend money on,” like groceries, flights, and utility bills. The Profinity Save & Protect program costs $15.96 a month to join.
Do you have any experience with Profinity.com? If so, please leave a review below.
Related: Understanding Your Credit Score: What You Need to Know
I have been a paying customer of Credit Report.com, which is supposed to notify me of any alerts. So, I went to my site, & as of today's date - there are no 30 day delinquencies alerts. I then visited all credit services I have & verified no delinquencies.
It appears to me Profinity is using a "scare tactic" in order to obtain customers.
Nobody is falling for it.
By the time I finally did reach someone, they had already charged me a *second* time... for $14.98 (instead of $13.98) and only 15 days after the first charge. After dealing with "customer service" (Agent # 7430), I was finally transferred to someone to issue a refund. They'd only refund the second charge. I figured I'd just eat the first one and chalk it up to experience. Then the guy on the other end said something curious. He told me I'd have a refund within 3-5 business days, but it would be best for me to contest through the bank because it would delay the refund for up to 3 months.
Now I'm thinking I *should* contest it. I don't mind the delay, and this "company" shouldn't be able to get away with scamming the general public.
I saw your post,I was recently recruited for that same call center.With all the scams out there I am wondering whether I should consider taking it.I won't put the name of the company but it starts with a "C",what do you think?.I would be leaving a good company but they seem unable to give me many hours lately and quite frankly I need the money.