Profinity.com is a website that offers you a free credit report when you sign up with Profinity for a free trial that includes credit monitoring and credit alerts.
Profinity says that during your free trial you will credit monitoring 24 hours a day, 7 days a week, and if anything should happen to your credit during the trial, you will be sent an email alert informing you.
If you do not cancel your credit monitoring services from Profinity within the time frame of your free trial, you will enrolled in their subscription service and charged a monthly fee.
However, nowhere on their website, including their Terms & Conditions, do they explain the length of the free trial or what the monthly subscription fee will be if you do decide to enroll in their program.
Profinity also offers the Save & Protect program, which will help you find deals on “everything you already spend money on,” like groceries, flights, and utility bills. The Profinity Save & Protect program costs $15.96 a month to join.
Do you have any experience with Profinity.com? If so, please leave a review below.
Related: Understanding Your Credit Score: What You Need to Know
Thanks so much
One of the things that I did not like about Profinity (MyScore.com)is that they promise the consumers a credit score from all 3 credit bureaus for $1 during the 1 week trial, but they are not completely truthful when they fail to reveal to the customers, that if you only pay $1, you will only get your TransUnion score. In order to see all 3 scores a customer would have to upgrade their membership, by paying an additional $24.95 which will give them access to all 3 scores for 30 days. It is understandable that when people call in they are upset, because they were only able to view their TransUnion score for $1. Profinity expects agents to produce a 40% retention average, when callers request that their membership be cancelled. After being misled like that most consumers request that their membership be cancelled.
Rusty Lowry is one of the team leaders, and he can be down right nasty the way that he talks to people. I let him know that I did not appreciate him speaking to me, in the tone that he used. At that point I was on Rusty's hit list. I knew it and he knew it. I did not devastate me because I have several streams of income. This company can be dishonest, although they refund money that the customers were not aware that they were being charged. I would advise anyone who wants to use their services, to read the fine print. I would also recommend to anyone who may be considering contracting with Profinity/GC/ USA Contact, to have another source of income, and not depend solely on what you would earn with them.
Bogus rental ads have shown up in San Francisco using Profinity.
The prospective landlord will contact you with a link to Profinity to obtain a credit report.
The link is bogus, the rental unit is bogus.
I smell a RAT.